Month: September 2018

Why do business owners go to all the trouble of getting a TABC permit?

It’s no small project to get a TABC permit in place for a dining establishment. The permit allows a business owner to sell alcohol at their bar or restaurant legally, but obtaining the legal license requires a lot of time, focus, and paperwork. Every piece of documentation has to be perfectly in place for the permit approval to go through properly, and this process is especially complex as the laws on permitting are different in each city in Texas. Yes, it’s a big job, but it’s a legal requirement and there’s just no getting around it. Why do business owners go to all the trouble of getting a TABC permit? Though it does take a lot of doing, having the right to sell alcohol legally can really increase the profits in a restaurant or cafe. Having alcohol available is a big attraction for many customers, so the potential customer base will increase immensely if drinks are available. The profit margin on alcohol is also very high, so restaurants can make a lot of money off drinks, and make up for some losses in other areas of food service. Delegating Out The Permit Process Still, getting a permit in place is a complicated process. That’s why today many business owners delegate out the work to allow themselves more time to focus on other important aspects of getting their new restaurant open. There are consulting agencies available today that specialize in obtaining alcohol permits, and these experts can fly through the process quickly, and ensure that the license is available on the cafe’s opening day. Time is money, especially where small business operations are concerned. That’s why it’s worth it to call in an expert for your alcohol permit. So if you are planning on opening up a new restaurant that serves alcohol, don’t wait. Call in a permitting expert today!

What Is the Criteria for Getting an Installment Loan Approved?

Scoring an installment loan does require undergoing an approval process, but it’s a faster way to get cash loans Houston TX residents need without the strict stipulations of traditional loans. Below are a few of the specifics that are looked at during the approval process.

The Differences In Payday and Installment Loans

A payday loan is one that is secured by a check against your bank account and has to be paid on your next pay date. An installment loan is one that is paid back over a longer period of time.

Income and Expenses

The amount of money you earn and the expenses you have will all figure prominently in whether you can afford an installment loan. If your expenses take up most of your income, you could face a challenge in getting a loan. It helps if you are not the sole breadwinner in the family.

Area of Residence

Basic information like name, address and employer will all have to be verified. It’s important to make sure no one is wrongfully taking out a loan in your name. The verification isn’t hard or time-consuming.

Amount Requested and Ability to Repay

Another bit of information that will have bearing on the decision is the amount of money you are requesting and why it’s needed. You are going to be more likely to get an installment loan for educational expenses than cosmetic surgery. Be prepared to answer questions as to the purpose of the loan.

Perfect for Those With Slightly Damaged or No Credit

Obtaining an installment loan is one way to establish or improve your credit. All activity on the account is reported to the credit bureaus. You can even pay the loan off early and save money on interest. Establishing a good relationship from the beginning is a way to maintain a solid lending source.

An installment loan is a convenient way to get a cash loan that allows a longer period to make payments. You need to check out the possibilities if you are looking for a fast way to get the money you need and improve your credit at the same time.…