Types of Insurance

Did you know insurance coverage can save you thousands of dollars if anything were to negatively impact you or your property? Therefore, it is important to make sure you have proper insurance plans to cover all bases.

Health Insurance

Health insurance helps to cover the cost of care when you and your family members need medical services; complex health insurance plans typically offer health, dental and vision insurance to some degree.

A lot of employers offer group health insurance Woodbridge VA plans that allow you to obtain health insurance while working for the company. If you do not qualify for health insurance through your job, you can also purchase health insurance through a private provider.

Car Insurance

Car insurance is required to some degree in most states for you to own and drive your vehicle. There are two types of coverage you will generally need: physical damage and liability insurance. Each of these coverages can then be broken down into more specific subsections, which allows you to vary your coverage amount for specific incidences.

Home Insurance

Owning a home can be quite expensive, especially if your home incurs damage in one form or another. Homeowners insurance covers not only the physical structure of your home but the contents within it as well. In addition, home insurance typically includes some level of personal liability coverage in case an accident occurs on your property.

While fire and theft are generally covered under your policy, if you live in an area prone to earthquakes or flooding, you will likely need to purchase additional coverage specific to covering costs resulting from these occurrences.

All in all, insurance premiums can vary greatly in cost, so it is important to research your options to make sure you are getting the best rate and coverage needed for you and your family.