Small Space Bliss Converting Your Shed into a Home

Small Space Bliss Converting Your Shed into a Home

Small Space Bliss Converting Your Shed into a Home

Shed Transformation: Crafting Your Dream Tiny Home

Embarking on the journey of transforming a humble shed into a cozy tiny home is an exciting endeavor. It’s a project filled with creativity, challenges, and the promise of creating a space uniquely tailored to your needs and preferences. From maximizing every inch of space to incorporating clever design elements, here’s a comprehensive guide to turning your shed into the tiny home of your dreams.

Unveiling the Potential: Assessing Your Shed’s Possibilities

The first step in this transformative process is to assess the potential of your shed. Take a careful look at its structure, size, and condition. Consider factors such as natural light, ventilation, and proximity to utilities like water and electricity. This evaluation will provide valuable insights into how to best utilize the space and what modifications may be necessary to achieve your vision.

Planning with Purpose: Designing Your Tiny Home Layout

Once you’ve evaluated your shed’s potential, it’s time to start planning your tiny home layout. Begin by outlining your essential needs and priorities. Do you need a sleeping area, kitchenette, bathroom, or workspace? Sketch out different floor plan options, keeping in mind the flow of movement and the efficient use of space. Consider innovative storage solutions and multi-functional furniture to maximize every square foot.

Building Blocks of Comfort: Insulation, Flooring, and Wall Treatments

Creating a comfortable living environment in your tiny home starts with proper insulation, flooring, and wall treatments. Insulating your shed will help regulate temperature and minimize energy costs. Choose durable and easy-to-clean flooring options like laminate, vinyl, or hardwood. For the walls, opt for materials that provide both insulation and aesthetic appeal, such as drywall, paneling, or shiplap. Consider adding a fresh coat of paint to brighten up the space and reflect your personal style.

Let There Be Light: Maximizing Natural Light and Ventilation

Natural light and ventilation are essential elements that can enhance the ambiance and livability of your tiny home. Assess the placement of windows and doors in your shed to optimize sunlight exposure and airflow. Consider installing skylights or additional windows to bring in more light and create a sense of openness. Incorporate operable windows and vents to promote cross ventilation and regulate indoor air quality.

Functional Furnishings: Selecting Space-Saving Furniture and Fixtures

In a tiny home, every piece of furniture and fixture serves a purpose and must be chosen thoughtfully. Look for space-saving options that are versatile, compact, and lightweight. Consider foldable or collapsible furniture that can be easily stowed away when not in use. Invest in multi-functional pieces like Murphy beds, convertible sofas, and compact appliances to maximize functionality without sacrificing comfort.

Clever Storage Solutions: Organizing Your Space Efficiently

Effective storage is the key to maintaining a clutter-free environment in your tiny home. Get creative with storage solutions that utilize vertical space and hidden compartments. Install built-in shelves, cabinets, and drawers to keep belongings organized and easily accessible. Consider utilizing under-bed storage, wall-mounted racks, and hanging organizers to make the most of

Continue reading

Small Business Loans, Lines Of Credit & Mortgages

Small business loans from Balboa Capital assist corporations like yours pay for all kinds of daily business expenses. Almost $6.1 billion in SBA-backed loans had been accredited to small businesses throughout the Southeast in fiscal yr 2016. This system is funded by the U.S. Department of Agriculture and applied by way of the Institut Pertanian Bogor and the Borlaug Institute for Worldwide Agriculture of the Texas A&M System. Skilled loans: These are unsecured loans provided to self-employed professionals such as chartered accountants, company secretary, docs and so forth. Loan products embody different business loans, gear financing, invoice factoring, commercial mortgages, SBA center-market loans and insurance coverage-company loans. In Fiscal Year 2016 the North Florida District Workplace, together with the Veterans Business Outreach Center skilled nearly 500 veterans and energetic-duty service members at 30 trainings. Citibank offers loans as much as Rs. 25 lakh sans collaterals along with unsecured overdraft for around Rs. 2 crores.

As soon as it finds you a partner, Lendza guides you thru the method of obtaining financing for your business. Chase, American Express and Capital One all provide small business credit cards with wonderful rewards packages and sign-up bonuses. The secret is, you wish to discover the perfect lenders who presents business loans for poor credit in Dallas. The MUDRA (Micro Models Development and Refinance Company Ltd) Yojana launched this year provides loans for as much as Rs. 10 lakh at low rates of interest. Objectives for VA Small and Veteran Business Packages are aggressive and geared toward maximum utilization. When you’ve got a decrease credit rating, each Wells Fargo and BBVA additionally offer secured small business credit cards. Approvals are made within someday, with funds out there as quickly as two business days later.

Choose one of the following hyperlinks to be taught extra about VA Veteran and Small Business Packages and how VA encourages the involvement of small businesses on the subcontract stage. The funds can be used to cover working capital, purchase tools and inventory, purchase one other business, make tenant enhancements, finance actual-estate and interact in business related development. Phrases and interest rates can differ, however generally, microloans have shorter fee terms, aggressive interest rates, and are accessible to borrowers who’ve little to no collateral or a difficult credit history. Additionally, the World Association for Small and Medium Enterprises (WASME) India chapter helps small business units.

To be eligible to use, your business will need to have been in operation for not less than one 12 months, and be located in Florida, Illinois, Missouri, North Carolina, Pennsylvania, Virginia, Washington or Wisconsin. The federal government additionally introduced India Alternative Fund working over 800 million USD (through SIDBI) to assist small business models. Once permitted, businesses can borrow as a lot cash as needed, each time it’s needed, up to the out there credit restrict. Nevertheless, subsequently, the small-business loans market has seen an upswing with several monetary services companies and establishments offering loans. With places of work throughout California, Nevada, Utah, Chicago, Miami …

Continue reading

Federal Government Loans And Grants

Lately there have been a lot of people which have misplaced their life savings by placing all of it on pink, or in housing phrases, leveraging up to the hilt, taking cash out of their houses, and then spending the money on either another home or on 300 dollar denims and eighty thousand greenback automobiles and boats. While having a good to poor credit score score might seem to preclude you from most loan choices, there are various different and on-line lenders that now cater to business house owners who can’t qualify for conventional loans from banks and credit score unions.

If you have not thought by way of your business plan, or when you suspect that your business may be on the verge of failure, it’s time to take inventory of the scenario and make sure you have a viable plan to put your business again in the black earlier than burdening yourself with more debt.

Whereas the perks and credit score limits won’t be as good as with a normal business card, these playing cards will help you improve your credit score score (offered you pay on time) so you possibly can qualify for even better financing in the future.

Kentucky District Workplace BOS Cherie Guilford is collaborating in a webinar with the Kentucky PTAC on January 24th, where she and the PTAC State Director will concentrate on the free providers accessible to business house owners interested by studying about alternatives in government contracting as well as the government procurement cycle.

SmartBiz: SmartBiz offers SBA 7 (a) industrial actual estate loans and SBA working capital and debt refinancing loans of between $30,000 and $5 million, with interest rates as low as 5.25 to 7.5 % and compensation phrases of between 10 and 25 years.…

Continue reading

How Can A New Business Be Financed? 5 Methods You Can Use

Citigroup Inc (C.N) has quietly launched a website to make small business loans of up to $1 million, the most recent effort by a big financial institution to make the process of smaller loans extra technology-pleasant. Get the knowledge on the latest VEDC has to offer you and your business delivered straight to your inbox. Pictured: Marshall Perksy, SCORE; Natalie Hall, SBA Financial Development Specialist; Richard King, Loan Guide, Accion East (MicroLender); and Jamie Shepard, Veterans Business Outreach Middle. Most banks and different lenders participate in an SBA loan program, which makes them available for many business startups and permits businesses to work with their most well-liked lender. An international agriculture venture has been instrumental in improving the earnings and high quality of life for many Indonesian ladies involved in agriculture-primarily based business enterprises, mentioned venture individuals and beneficiaries.

Business owners can apply online and can obtain choices in 60 seconds or much less. FastUpFront: FastUpFront offers utterly unsecured business cash advances of as much as $250,000. Then again, beneath the unsecured form of business loans, the borrower will get the loan amount without maintaining any safety to the lender. Business plan: One of the key determinants which can play a key position in acquiring a small business loan is a sturdy business plan.

The company provides loans of between $4,000 and $2 million to small businesses in a wide range of industries, together with eating places, retail shops, service suppliers, manufacturers and wholesalers. Within the mortgage market, a a bad credit score small business loan is obtainable both in secured and unsecured type. On the other hand, the professional loans are only offered to the self-employed professionals. StreetShares connects small business homeowners with qualified retail and institutional traders, who then compete to fund portions of the requested loan. Over $5 billion in SBA-backed loans was accredited for small businesses positioned in Area IV in fiscal 12 months 2016. We’ve more loan data for businesses with below-average credit , but a brief recap is price mentioning here.

The organization offers loans and microfinancing choices to small businesses, particularly these owned by ladies and minorities, that do not qualify for traditional bank financing. We offer small business loans and minority business loans for ladies, startups, and entrepreneurs. The corporate presents commercial and expertise financing, business financing, and vendor partnerships. These are determined individually for every business primarily based on the amount of cash being borrowed, the mortgage phrases and the business’s financial makeup. Paperwork required embrace a sound business plan, monetary standing report, credit score ratings and cash flow projections among many others. Business owners can apply in a couple of minutes and have their funds accessible within per week.

QuarterSpot: QuarterSpot can ship working capital into your account in as little as one business day. As well as, our assessment course of didn’t totally look at particular mortgage rates of interest. Loans are offered to the aged, minorities, factory gear or workplace expenditures amongst many others. The variety of small …

Continue reading
Guiding Businesses Expert Consultations in Business Law

Guiding Businesses Expert Consultations in Business Law

Guiding Businesses Expert Consultations in Business Law

Guiding Businesses: Expert Consultations in Business Law

In the intricate world of business, legal matters can be complex and daunting. Navigating the legal landscape requires expertise, and this is where business law consultations play a pivotal role. Let’s delve into the significance of these consultations and how they serve as a beacon for businesses.

Navigating Legal Complexity: The Essence of Expert Consultations

Business law is a multifaceted domain encompassing contracts, regulations, employment laws, and more. Expert consultations act as a compass, guiding businesses through this legal complexity. Whether it’s understanding compliance requirements or drafting contracts, legal consultations offer insights that are crucial for informed decision-making.

Strategic Decision-Making: Aligning with Legal Expertise

In the realm of business, strategic decisions can have far-reaching consequences. Business law consultations become an integral part of this decision-making process. From choosing the right business structure to navigating mergers and acquisitions, legal experts provide counsel that aligns with both business objectives and legal frameworks.

Risk Mitigation: Proactive Measures for Legal Challenges

Legal challenges are an inherent part of business, and proactive risk mitigation is essential. Business law consultations are not just reactive responses to legal issues but proactive measures to identify and address potential challenges before they escalate. This foresight safeguards businesses from costly legal disputes.

Contractual Clarity: Building Strong Foundations

Contracts are the backbone of business relationships, and their clarity is paramount. Legal consultations ensure that contracts are not just legal documents but instruments of clarity and protection. Whether it’s vendor agreements, client contracts, or partnership agreements, legal experts contribute to the precision and enforceability of these crucial documents.

Employment Relations: Navigating the Complexities

Employment laws and relations can be intricate terrain for businesses. Consultations in business law offer guidance on hiring processes, employment contracts, and dispute resolution. This expertise ensures businesses not only comply with labor laws but also foster a fair and legally sound work environment.

Intellectual Property Protection: Safeguarding Innovations

Innovation is a driving force in many businesses. Business law consultations play a crucial role in safeguarding intellectual property. Whether it’s trademarks, patents, or copyrights, legal experts provide strategies for protecting these valuable assets, preventing infringement, and navigating the competitive landscape.

Regulatory Compliance: Adhering to Legal Standards

Adherence to regulatory standards is non-negotiable for businesses. Business law consultations assist in understanding and complying with industry-specific regulations. This not only mitigates legal risks but also fosters a culture of transparency and integrity within the organization.

Dispute Resolution: Guiding Through Legal Battles

Legal disputes can disrupt business operations. Business law consultations offer guidance on dispute resolution strategies, whether through negotiation, mediation, or, if necessary, litigation. Legal experts navigate the intricacies of legal battles, safeguarding the interests of businesses.

Financial Compliance: Aligning with Legal Standards

Financial transactions come with their own set of legal obligations. Business law consultations ensure businesses adhere to financial regulations, promoting transparency and accountability. This is especially crucial for businesses in sectors where financial compliance is closely scrutinized.

Business Law Consultations: Your Path to Legal Clarity

For businesses seeking expert guidance in

Continue reading
Local Handyman USA: Your Trusted Neighborhood Home Repair Partner

Local Handyman USA: Your Trusted Neighborhood Home Repair Partner

Local Handyman USA: Your Trusted Neighborhood Home Repair Partner

Your Trusted Neighborhood Home Repair Partner: Local Handyman USA

In the realm of homeownership, the need for reliable and efficient home repair services is a constant. Local Handyman USA steps into this role as your trusted neighborhood partner, offering a range of services to address various repair needs and enhance the overall well-being of your home.

The Convenience of Local Expertise

One of the distinct advantages of choosing Local Handyman USA is the convenience of local expertise. Having a handyman in your neighborhood means quick response times and a better understanding of the specific needs of the local community. This local touch fosters a sense of trust and reliability.

Comprehensive Home Repair Services

Local Handyman USA takes pride in providing comprehensive home repair services. From minor fixes such as leaky faucets and electrical repairs to more extensive projects like drywall installation and appliance maintenance, our team of skilled handymen is equipped to handle a diverse range of repair tasks efficiently.

Skilled Professionals for Every Task

The strength of Local Handyman USA lies in its team of skilled professionals. Each handyman brings expertise in various trades, ensuring that every task, regardless of its complexity, is approached with precision and competence. This versatility allows homeowners to rely on a single source for multiple repair needs.

Responsive Emergency Repairs

Emergencies can happen at any time, and Local Handyman USA understands the urgency that accompanies such situations. Our team is responsive to emergency repair calls, whether it’s a plumbing issue, electrical malfunction, or any other unforeseen problem. We prioritize quick resolutions to minimize disruptions in your daily life.

Transparent Pricing and Fair Estimates

Local Handyman USA values transparency in its dealings. We provide fair and detailed estimates for all our services, ensuring that homeowners have a clear understanding of the costs involved. Our commitment to transparent pricing is aimed at building trust and establishing long-term relationships with our clients.

Affordable Solutions for Every Budget

Home repairs should not be a financial burden, and Local Handyman USA is dedicated to providing affordable solutions for every budget. We understand that homeowners have varying financial constraints, and our goal is to offer cost-effective services without compromising on the quality of work.

Visit Local Handyman USA for Reliable Services

To experience the convenience of local expertise and reliable home repair services, visit us at Local Handyman USA. Our online platform serves as a gateway to explore our services, learn more about our team, and schedule repairs. Trust us to be your go-to partner for all your home repair needs.

Preventive Maintenance for Long-Term Home Care

Beyond reactive repairs, Local Handyman USA emphasizes the importance of preventive maintenance. Regular maintenance checks and minor repairs can help prevent larger issues from arising, saving homeowners both time and money in the long run. Our handymen are adept at identifying potential problems and addressing them proactively.

Customer-Centric Approach

At the heart of Local Handyman USA is a customer-centric approach. We prioritize open communication, collaboration, and customer satisfaction. Our goal is not

Continue reading
Elevating Homes: Home Improvement USA Unleashed

Elevating Homes: Home Improvement USA Unleashed

Elevating Homes: Home Improvement USA Unleashed

Elevating Homes: Unleashing the Potential of Home Improvement USA

Embarking on the journey of home improvement in the USA is a transformative endeavor that goes beyond mere renovations. It is about reimagining living spaces, enhancing functionality, and embracing the latest trends in design and technology. Explore the multifaceted world of Home Improvement USA and discover how it can elevate the comfort, aesthetics, and value of your home.

The Essence of Home Improvement: More Than Aesthetic Upgrades

At its core, home improvement is more than just cosmetic upgrades. It encompasses a comprehensive approach to enhance the functionality and efficiency of your living spaces. Whether it’s renovating a kitchen for better workflow, upgrading insulation for energy efficiency, or enhancing outdoor spaces for increased livability, home improvement in the USA addresses both form and function.

Smart Home Integration: Embracing the Future of Living

A prominent trend in Home Improvement USA is the integration of smart home technology. From automated lighting and thermostats to security systems and entertainment setups, smart home features are reshaping the way homeowners interact with their living spaces. This tech-savvy approach not only adds convenience but also contributes to energy savings and heightened security.

Kitchen Renovations: Culinary Spaces Redefined

The kitchen is often the heart of a home, and USA home improvement frequently revolves around kitchen renovations. Modernizing kitchen spaces involves not only updating appliances and fixtures but also reimagining layouts for optimal functionality. Trending elements include sleek cabinetry, energy-efficient appliances, and innovative storage solutions that transform kitchens into culinary havens.

Bathroom Transformations: Spa-Like Retreats

Homeowners are increasingly turning their attention to bathroom transformations during the home improvement process. Spa-like retreats are in demand, with features such as luxurious showers, freestanding tubs, and ambient lighting creating an atmosphere of relaxation and indulgence. Home improvement in the USA recognizes the importance of these private spaces as sanctuaries within the home.

Energy-Efficient Upgrades: Sustainability in Focus

Sustainability is a key consideration in Home Improvement USA. Homeowners are opting for energy-efficient upgrades to reduce their environmental impact and lower utility bills. This includes installing solar panels, upgrading insulation, and choosing energy-efficient appliances. These upgrades not only align with eco-conscious values but also contribute to long-term cost savings.

Outdoor Living Spaces: Expanding Beyond Four Walls

The concept of home improvement extends beyond the confines of indoor spaces, with a focus on expanding outdoor living areas. Patios, decks, and landscaped gardens are transformed into functional and aesthetically pleasing extensions of the home. This trend emphasizes the desire for a seamless indoor-outdoor living experience, blurring the boundaries between the two.

Customized Home Offices: Adapting to Remote Work Trends

As remote work becomes more prevalent, Home Improvement USA sees a surge in the creation of customized home offices. Designing dedicated workspaces that balance functionality and aesthetics has become a priority. Ergonomic furniture, effective storage solutions, and technology integration are key elements in crafting home offices that cater to the demands of modern work life.

Accessibility Upgrades: Aging in Place Solutions

A growing focus in Home Improvement USA

Continue reading

Blacklisted And Private Loans In South Africa

Give your business room to grow with a bigger workplace, new retail location, or extra warehouse space. However, because of the danger concerned at the moneylender’s end, these loans come at excessive rates of interest which normally are round 7% to 12%. Small-business loans took a beating post the 2008 monetary crisis with a number of main banks staying away from doling out loans. Nationwide Funding: National Funding provides small businesses a spread of financial providers and merchandise, together with working-capital loans and service provider cash advances. The Business Backer: The Business Backer makes a speciality of small business financing. United Capital Source’s loans are unsecured and do not require a personal guarantee or collateral.

Small business loans, offered to small business items to allow them to efficiently and successfully run their items, are additionally characterised by various incentives aimed toward reducing their expenditure. Like with standard 7(a) loans, Express loans are extraordinarily versatile, making them a superb selection for many business needs.

Lendza: Lendza connects businesses with funding companions for quite a lot of loan choices, together with accounts receivable financing, acquisition funding, lines of credit, real estate financing, tools financing, franchise loans, merchant cash advances, SBA loans and conventional term business funding.

Because the identify itself is self explanatory, unsecured business loans intend to finance you in your business. Oriental Financial institution of Commerce provides loans for as much as Rs. 25 lakh sans collaterals relying on the proven monitor record of the borrower. Micro credit, loans are additionally supplied to Self Assist Teams and Joint Liability Groups.

In case you need money to start out a business or to broaden an established business, NYC Business Options might help you, for free of charge, to secure the financing you need. The self-employed professionals like the Chattered Accountants, Docs, Architects, legal professionals are also in a position to take the advantage of these form of loans. This system allows the lender to shortly estimate and assess its return chance using all the dimensions of a business and not only a credit rating. Work with your creditors: Your business might be having a foul month, a bad quarter, or perhaps a bad 12 months. Investing in long-time period equipment and equipment is significant to your business, so we have listed a number of the best choices obtainable for small business homeowners looking to finance tools. RedFynn: RedFynn presents quite a lot of bank card processing solutions, including business money advances.…

Continue reading

Government Small Business Loans — How Do I Get One?

News Corp is a network of leading firms within the worlds of diversified media, news, schooling, and knowledge services. You wouldn’t have to mortgage any collateral in opposition to unsecured business loans and therefore you’re free from the tension of repossession of your property. Having traits of a personal loan, these loans are secured towards property and are provided to long-standing clients of STF. Bankers are also contemplating ‘credit surrogates’ to increase lending to small business items.

Small business loans may be useful in navigating the unexpected, offering a lifeline to a business on the edge of failure or offering a springboard for these on the sting of success. Interest rates on 7(a) loans are capped at 6% to 8%, and 504 loans presently have interest rates round four%, which is effectively beneath the market common. With mortgage quantities as much as several million, these loans can be used to purchase any expensive or long-term tools you may need in your business. Whatever ends you may be pushing your funds via to start out a brand new business or finance your already running business, unsecured business loans can afford for that. To qualify, your business must have been open for a minimum of two years, and have annual income of at the very least $200,000.

U.S. Federal/Military/State Authorities Websites — You will depart the Department of Veterans Affairs site by accessing links annotated with this graphic. The lender approves advances to businesses which have credit score scores under 500 and makes funds out there to borrowers within 72 hours. The very best factor is that, you can simply search for these loans on-line and even apply for these.

To qualify, businesses must have been in operation for no less than a 12 months, make at the very least 10 deposits right into a business bank account every month, have annual income of not less than $a hundred,000 and a mean ending steadiness of $3,000 per day of their business bank accounts.

The company affords service provider money advances, business loans, strains of credit score and dealing-capital loans. Applications will be completed in 2 minutes, with funding available for some loans as quickly as inside 24 hours. Only businesses with a bank card processing account could apply for a money advance through Fastpoint. Their special experience is to help people like you have the ability to get the money you need to begin your own business and develop it. In order that they understand your state of affairs and your wants perfectly properly. All the time contemplate-typically it must be your first consideration-working with Small Business Administration-backed (SBA) lenders. Several banks in India provide business loans of various varieties and classes for the good thing about clients. Loans by way of CAN Capital range from $2,500 to $one hundred fifty,000, and mature in 4 to 24 months.…

Continue reading

Small And Veteran Business Programs

Scene one: you’re perched in your workplace work space encompassed with paperwork and work over-burden, you might be completely disappointed. However, small business institutions can purchase loans provided sure requirements are in place reminiscent of sturdy fairness to sustain the business operations, working capital and well timed and environment friendly resource administration among many others. The thirty-yr previous lender is assured that round 10% of its current buyer base of two million entities will boost its SME loans phase in the next five years. Working-capital loans have compensation periods of between six and 17 months, while expansion loans have 18- to 24-month terms.

Business organizations: Massive business conglomerates can provide finance assistance to small business units offered the latter present potential for progress and are profitable in terms turnover to repay the loan amount. It is not uncommon knowledge that the Nationwide Financial institution for Agriculture and Rural Growth (NABARD) gives credit score facilities to cottage industries. These type of loans are offering not only for establishing a brand new business but in addition renovate one’s current business. VEDC affords courses that can assist you understand the varied mortgage merchandise accessible to businesses, no matter what measurement of business you’re. First Working Capital Group: First Working Capital Group focuses on small business funding. However Indian banks are always prepared to help these people by offering them mortgage for business. As a result of Dallas has some totally different laws comparing to other cities and states relating to business begin up and business loans.

If you haven’t thought by your business plan, or for those who suspect that your business might be on the verge of failure, it’s time to take inventory of the situation and ensure you have a viable plan to place your business back within the black before burdening your self with more debt.

Certain Funding Solutions: Certain Funding Options is a small business financing firm that gives loans of up to $500,000, business cash advances and accounts-receivable financing. View VA’s Small Business Procurement Scorecard and socioeconomic accomplishments for every type of reporting mechanism. Six months in the past, the lender moved into the realm of providing loans for the SME segment. Accountable Capital: Accountable Capital focuses on loans for small and midsize business throughout the United States. With a simple availability of mortgage for business, one can simply set up his personal business or renovate his existing business. To qualify, you should have a minimum of one yr in business and $25,000 in revenue.

QuarterSpot: QuarterSpot can deliver working capital into your account in as little as one business day. As well as, our assessment course of didn’t absolutely examine specific mortgage interest rates. Loans are offered to the aged, minorities, manufacturing unit gear or office expenditures among many others. The number of small business loans underneath $1 million increased by 15 percent from June 2006 to June 2007, in accordance with a report (pdf) released at present. Credibly: Credibly offers working-capital and expansion loans of between …

Continue reading